Data Mortgage in Illinois vs the state
7.1%Denial rate-9.98 pts vs state
14.3%Decision denial rate-7.39 pts vs state
42.9%Origination rate-15.88 pts vs state
6.25%Median rate-0.50 pts vs state
0.31Rate spread (pts)-0.07 pts vs state
$62kMedian applicant income
6Loans originated
1Denied
What Data Mortgage lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Data Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 7 | 3 | 0 | 0.0% |
| Madison County | 2 | 1 | 0 | 0.0% |
| St. Clair County | 1 | 0 | 1 | 100.0% |
| Will County | 1 | 0 | 0 | 0.0% |
| McHenry County | 1 | 0 | 0 | 0.0% |
| Kankakee County | 1 | 1 | 0 | 0.0% |
| Winnebago County | 1 | 1 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 14 applications in 2025, of which 6 were originated and 1 denied.
7.1% of all applications, or 14.3% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Data Mortgage originated in Illinois in 2025 was 6.25%, against a statewide median of 6.75%.
About this data. Figures are Data Mortgage's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology