DAS Acquisition Company · California · 2025

DAS Acquisition Company in California: approval rate, denial rate and rates (2025)

DAS Acquisition Company took 143 mortgage applications in California in 2025, ranking #398 of 1,147 lenders active in the state. It originated 78.3% of them and denied 0.7% (0.8% of the applications it decided), against a statewide denial rate of 17.4%.

143Applicationsin CA
0.8%Decision denial ratestate 22.4%
6.50%Median ratestate 6.63%
$405,000Median loanstate $385,000
$50MVolume21 counties

DAS Acquisition Company in California vs the state

0.7%Denial rate-16.72 pts vs state
0.8%Decision denial rate-21.59 pts vs state
78.3%Origination rate+22.12 pts vs state
6.50%Median rate-0.13 pts vs state
0.50Rate spread (pts)+0.23 pts vs state
$145kMedian applicant income
112Loans originated
1Denied

Trend in California

YearApplicationsOriginatedDenial rateMedian rateRank in state
202377382.6%6.50%#477
20241561150.6%6.99%#375
20251431120.7%6.50%#398

What DAS Acquisition Company lends in California

By loan purpose

Home purchase 106 74% · 0.0% denied
Refinance 16 11% · 0.0% denied
Cash-out refinance 20 14% · 5.0% denied
Other / HELOC 1 1% · 0.0% denied

By loan type

Conventional 84 59% · 1.2% denied
FHA 54 38% · 0.0% denied
VA 5 3% · 0.0% denied

Why it denied California applicants

Debt-to-income ratio 1 100%

Where in California

Counties with the most DAS Acquisition Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Kern County 57431 1.8%
San Joaquin County 19160 0.0%
Sacramento County 11100 0.0%
Contra Costa County 1180 0.0%
Los Angeles County 870 0.0%
Fresno County 860 0.0%
Tulare County 420 0.0%
Solano County 330 0.0%
San Mateo County 320 0.0%
Santa Barbara County 330 0.0%

Other large lenders in California

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 79,26112.6%6.49%
Rocket MortgageC 58,92517.6%6.75%
Bank of AmericaF 40,19030.8%5.99%
U.S. BankD 32,49331.6%6.50%
JPMorgan Chase BankB 22,0489.7%6.13%
Spring EqD 21,60150.8%8.88%
SchoolsfirstA 19,08610.0%6.25%
Pennymac Loan ServicesC 18,75413.5%6.50%
NewrezD 17,00019.3%6.63%
Loandepot.ComD 16,64518.7%6.63%

Frequently asked questions

California: 143 applications in 2025, of which 112 were originated and 1 denied.

0.7% of all applications, or 0.8% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.

The median rate on loans DAS Acquisition Company originated in California in 2025 was 6.50%, against a statewide median of 6.63%.

About this data. Figures are DAS Acquisition Company's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology