CSL Financial in Mississippi vs the state
59.4%Denial rate+36.50 pts vs state
81.2%Decision denial rate+52.70 pts vs state
13.8%Origination rate-39.07 pts vs state
8.14%Median rate+1.39 pts vs state
2.25Rate spread (pts)+1.92 pts vs state
$57kMedian applicant income
85Loans originated
366Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,017 | 117 | 54.3% | 9.24% | #20 |
| 2024 | 1,121 | 140 | 57.7% | 9.62% | #19 |
| 2025 | 616 | 85 | 59.4% | 8.14% | #33 |
What CSL Financial lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most CSL Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lauderdale County | 9 | 9 | 0 | 0.0% |
| Panola County | 5 | 5 | 0 | 0.0% |
| Clarke County | 4 | 4 | 0 | 0.0% |
| Lowndes County | 4 | 4 | 0 | 0.0% |
| Wayne County | 4 | 4 | 0 | 0.0% |
| Copiah County | 3 | 3 | 0 | 0.0% |
| Clay County | 3 | 3 | 0 | 0.0% |
| Marion County | 3 | 3 | 0 | 0.0% |
| Lamar County | 2 | 2 | 0 | 0.0% |
| Itawamba County | 2 | 2 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 616 applications in 2025, of which 85 were originated and 366 denied.
59.4% of all applications, or 81.2% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans CSL Financial originated in Mississippi in 2025 was 8.14%, against a statewide median of 6.75%.
About this data. Figures are CSL Financial's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology