Crossroads Bank in Indiana vs the state
4.7%Denial rate-11.83 pts vs state
4.7%Decision denial rate-15.40 pts vs state
88.4%Origination rate+26.11 pts vs state
—Median rate
—Rate spread (pts)
$98kMedian applicant income
205Loans originated
11Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 250 | 215 | 5.6% | 6.63% | #153 |
| 2024 | 239 | 209 | 8.0% | — | #172 |
| 2025 | 232 | 205 | 4.7% | — | #183 |
What Crossroads Bank lends in Indiana
By loan purpose
By loan type
Where in Indiana
Counties with the most Crossroads Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wabash County | 97 | 84 | 6 | 6.2% |
| Kosciusko County | 39 | 34 | 1 | 2.6% |
| Miami County | 21 | 19 | 2 | 9.5% |
| Allen County | 21 | 19 | 1 | 4.8% |
| Whitley County | 18 | 16 | 0 | 0.0% |
| Noble County | 12 | 11 | 1 | 8.3% |
| Elkhart County | 4 | 4 | 0 | 0.0% |
| Huntington County | 3 | 3 | 0 | 0.0% |
| Grant County | 3 | 2 | 0 | 0.0% |
| St. Joseph County | 2 | 2 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 232 applications in 2025, of which 205 were originated and 11 denied.
4.7% of all applications, or 4.7% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Crossroads Bank's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology