Credit Union Mortgage Association in South Carolina vs the state
8.6%Denial rate-9.76 pts vs state
13.2%Decision denial rate-10.31 pts vs state
53.9%Origination rate-2.76 pts vs state
5.88%Median rate-0.63 pts vs state
-0.26Rate spread (pts)-0.48 pts vs state
$111kMedian applicant income
63Loans originated
10Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 39 | 22 | 2.6% | 5.94% | #349 |
| 2024 | 43 | 23 | 4.7% | 5.88% | #346 |
| 2025 | 117 | 63 | 8.6% | 5.88% | #239 |
What Credit Union Mortgage Association lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Credit Union Mortgage Association applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Greenville County | 24 | 15 | 1 | 4.2% |
| Anderson County | 19 | 12 | 3 | 15.8% |
| York County | 14 | 9 | 0 | 0.0% |
| Spartanburg County | 9 | 3 | 2 | 22.2% |
| Pickens County | 8 | 4 | 0 | 0.0% |
| Beaufort County | 7 | 5 | 0 | 0.0% |
| Charleston County | 6 | 2 | 1 | 16.7% |
| Horry County | 4 | 2 | 0 | 0.0% |
| Abbeville County | 3 | 1 | 0 | 0.0% |
| Lancaster County | 3 | 1 | 1 | 33.3% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 117 applications in 2025, of which 63 were originated and 10 denied.
8.6% of all applications, or 13.2% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Credit Union Mortgage Association originated in South Carolina in 2025 was 5.88%, against a statewide median of 6.50%.
About this data. Figures are Credit Union Mortgage Association's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology