Credit Union Mortgage Association · Indiana · 2025

Credit Union Mortgage Association in Indiana: approval rate, denial rate and rates (2025)

Credit Union Mortgage Association took 13 mortgage applications in Indiana in 2025, ranking #518 of 1,025 lenders active in the state. It originated 69.2% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 16.6%.

13Applicationsin IN
0.0%Decision denial ratestate 20.1%
5.88%Median ratestate 6.75%
$205,000Median loanstate $155,000
$2.6MVolume8 counties

Credit Union Mortgage Association in Indiana vs the state

0.0%Denial rate-16.57 pts vs state
0.0%Decision denial rate-20.14 pts vs state
69.2%Origination rate+6.98 pts vs state
5.88%Median rate-0.88 pts vs state
-0.34Rate spread (pts)-0.71 pts vs state
$132kMedian applicant income
9Loans originated
0Denied

Trend in Indiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
202314814.3%5.94%#474
202414100.0%6.00%#499
20251390.0%5.88%#518

What Credit Union Mortgage Association lends in Indiana

By loan purpose

Home purchase 4 31% · 0.0% denied
Refinance 3 23% · 0.0% denied
Cash-out refinance 5 38% · 0.0% denied
Home improvement 1 8% · 0.0% denied

By loan type

Conventional 13 100% · 0.0% denied

Where in Indiana

Counties with the most Credit Union Mortgage Association applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Lake County 320 0.0%
Clark County 320 0.0%
Harrison County 210 0.0%
Shelby County 110 0.0%
Vigo County 100 0.0%
Morgan County 110 0.0%
Boone County 110 0.0%
Monroe County 110 0.0%

Other large lenders in Indiana

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,50318.6%6.75%
Ruoff Mortgage CompanyA 8,8604.0%6.75%
Fifth Third BankD 8,69327.6%7.75%
United Shore Financial ServicesB 8,65912.2%6.38%
Freedom MortgageB 5,4548.9%6.25%
NewrezD 5,42118.2%6.63%
First Merchants BankC 5,11419.9%6.76%
Fairway Independent MortgageB 4,8137.4%6.75%
Mortgage Research CenterC 4,79119.0%6.25%
PNC BankD 4,72425.1%7.55%

Frequently asked questions

Indiana: 13 applications in 2025, of which 9 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.

The median rate on loans Credit Union Mortgage Association originated in Indiana in 2025 was 5.88%, against a statewide median of 6.75%.

About this data. Figures are Credit Union Mortgage Association's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology