Credit Union Mortgage Association in Illinois vs the state
7.3%Denial rate-9.85 pts vs state
12.1%Decision denial rate-9.56 pts vs state
50.9%Origination rate-7.83 pts vs state
5.88%Median rate-0.88 pts vs state
-0.63Rate spread (pts)-1.01 pts vs state
$139kMedian applicant income
56Loans originated
8Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 35 | 14 | 11.4% | 6.25% | #505 |
| 2024 | 82 | 38 | 14.6% | 6.00% | #367 |
| 2025 | 110 | 56 | 7.3% | 5.88% | #334 |
What Credit Union Mortgage Association lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Credit Union Mortgage Association applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 58 | 33 | 2 | 3.4% |
| DuPage County | 16 | 10 | 3 | 18.8% |
| Will County | 8 | 5 | 0 | 0.0% |
| Kankakee County | 7 | 1 | 1 | 14.3% |
| Kane County | 5 | 3 | 0 | 0.0% |
| Lake County | 3 | 1 | 1 | 33.3% |
| Madison County | 2 | 0 | 0 | 0.0% |
| DeKalb County | 2 | 0 | 0 | 0.0% |
| McHenry County | 2 | 1 | 0 | 0.0% |
| Perry County | 1 | 0 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 110 applications in 2025, of which 56 were originated and 8 denied.
7.3% of all applications, or 12.1% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Credit Union Mortgage Association originated in Illinois in 2025 was 5.88%, against a statewide median of 6.75%.
About this data. Figures are Credit Union Mortgage Association's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology