Countybank in Tennessee vs the state
5.9%Denial rate-11.21 pts vs state
7.5%Decision denial rate-14.23 pts vs state
73.3%Origination rate+15.23 pts vs state
6.50%Median rate-0.12 pts vs state
0.13Rate spread (pts)-0.10 pts vs state
$124kMedian applicant income
173Loans originated
14Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 148 | 106 | 7.4% | 6.63% | #235 |
| 2024 | 183 | 147 | 2.7% | 6.75% | #216 |
| 2025 | 236 | 173 | 5.9% | 6.50% | #194 |
What Countybank lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Countybank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Knox County | 136 | 104 | 7 | 5.1% |
| Blount County | 22 | 14 | 1 | 4.5% |
| Loudon County | 21 | 18 | 1 | 4.8% |
| Monroe County | 10 | 6 | 0 | 0.0% |
| Anderson County | 9 | 8 | 1 | 11.1% |
| Roane County | 6 | 4 | 0 | 0.0% |
| Jefferson County | 3 | 2 | 1 | 33.3% |
| Williamson County | 3 | 2 | 0 | 0.0% |
| Morgan County | 3 | 0 | 0 | 0.0% |
| Davidson County | 3 | 2 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 236 applications in 2025, of which 173 were originated and 14 denied.
5.9% of all applications, or 7.5% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Countybank originated in Tennessee in 2025 was 6.50%, against a statewide median of 6.62%.
About this data. Figures are Countybank's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology