Countryplace Mortgage in North Carolina vs the state
56.8%Denial rate+38.70 pts vs state
89.4%Decision denial rate+66.54 pts vs state
6.8%Origination rate-51.05 pts vs state
6.19%Median rate-0.31 pts vs state
-0.11Rate spread (pts)-0.20 pts vs state
$66kMedian applicant income
10Loans originated
84Denied
Trend in North Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 394 | 38 | 61.9% | 7.70% | #136 |
| 2024 | 269 | 20 | 57.6% | 8.28% | #190 |
| 2025 | 148 | 10 | 56.8% | 6.19% | #269 |
What Countryplace Mortgage lends in North Carolina
By loan purpose
By loan type
Why it denied North Carolina applicants
Where in North Carolina
Counties with the most Countryplace Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Buncombe County | 18 | 1 | 10 | 55.6% |
| Robeson County | 18 | 1 | 13 | 72.2% |
| Sampson County | 12 | 0 | 9 | 75.0% |
| Haywood County | 12 | 0 | 5 | 41.7% |
| Bladen County | 9 | 2 | 3 | 33.3% |
| Harnett County | 7 | 3 | 4 | 57.1% |
| Richmond County | 6 | 0 | 1 | 16.7% |
| Johnston County | 5 | 1 | 2 | 40.0% |
| Henderson County | 5 | 0 | 3 | 60.0% |
| Cumberland County | 5 | 0 | 5 | 100.0% |
Other large lenders in North Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| State Employees' | C | 47,893 | 25.2% | 6.25% |
| Rocket Mortgage | C | 25,109 | 16.0% | 6.63% |
| United Shore Financial Services | B | 18,884 | 11.4% | 6.13% |
| Vanderbilt Mortgage and Finance | F | 15,008 | 38.0% | 7.75% |
| Truist Bank | C | 14,364 | 30.3% | 6.50% |
| Movement Mortgage | A | 11,091 | 2.6% | 6.63% |
| Navy Federal Credit Union | D | 10,565 | 19.4% | 7.13% |
| First-Citizens Bank & Trust | B | 10,319 | 19.6% | 6.38% |
| Bank of America | F | 10,276 | 28.2% | 6.24% |
| Mortgage Research Center | C | 10,029 | 17.7% | 6.25% |
Frequently asked questions
North Carolina: 148 applications in 2025, of which 10 were originated and 84 denied.
56.8% of all applications, or 89.4% of the applications it actually decided on. The North Carolina statewide average across all lenders was 18.1%.
The median rate on loans Countryplace Mortgage originated in North Carolina in 2025 was 6.19%, against a statewide median of 6.50%.
About this data. Figures are Countryplace Mortgage's own HMDA filing for properties located in North Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology