Cornerstone First Mortgage in South Carolina vs the state
1.5%Denial rate-16.77 pts vs state
2.0%Decision denial rate-21.49 pts vs state
76.2%Origination rate+19.54 pts vs state
7.13%Median rate+0.63 pts vs state
1.05Rate spread (pts)+0.83 pts vs state
$103kMedian applicant income
99Loans originated
2Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 5 | 0.0% | 7.50% | #616 |
| 2024 | 52 | 33 | 0.0% | 6.88% | #316 |
| 2025 | 130 | 99 | 1.5% | 7.13% | #223 |
What Cornerstone First Mortgage lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Cornerstone First Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Horry County | 50 | 36 | 2 | 4.0% |
| Greenville County | 24 | 22 | 0 | 0.0% |
| Anderson County | 14 | 11 | 0 | 0.0% |
| York County | 7 | 6 | 0 | 0.0% |
| Richland County | 6 | 5 | 0 | 0.0% |
| Beaufort County | 5 | 4 | 0 | 0.0% |
| Pickens County | 5 | 3 | 0 | 0.0% |
| Lexington County | 3 | 2 | 0 | 0.0% |
| Georgetown County | 3 | 3 | 0 | 0.0% |
| Spartanburg County | 2 | 2 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 130 applications in 2025, of which 99 were originated and 2 denied.
1.5% of all applications, or 2.0% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Cornerstone First Mortgage originated in South Carolina in 2025 was 7.13%, against a statewide median of 6.50%.
About this data. Figures are Cornerstone First Mortgage's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology