Cornerstone First Mortgage in Montana vs the state
3.1%Denial rate-11.69 pts vs state
4.6%Decision denial rate-14.15 pts vs state
65.6%Origination rate+3.65 pts vs state
6.13%Median rate-0.50 pts vs state
0.14Rate spread (pts)-0.10 pts vs state
$111kMedian applicant income
21Loans originated
1Denied
Trend in Montana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 21 | 11 | 0.0% | 6.88% | #125 |
| 2025 | 32 | 21 | 3.1% | 6.13% | #119 |
What Cornerstone First Mortgage lends in Montana
By loan purpose
By loan type
Why it denied Montana applicants
Where in Montana
Counties with the most Cornerstone First Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Gallatin County | 22 | 15 | 1 | 4.5% |
| Yellowstone County | 4 | 4 | 0 | 0.0% |
| Richland County | 4 | 1 | 0 | 0.0% |
| Cascade County | 2 | 1 | 0 | 0.0% |
Other large lenders in Montana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Glacier Bank | D | 3,018 | 16.2% | 7.25% |
| Stockman Bank of Montana | B | 2,911 | 6.3% | 6.88% |
| Rocket Mortgage | C | 1,999 | 17.5% | 6.75% |
| United Shore Financial Services | B | 1,857 | 9.2% | 6.25% |
| Opportunity Bank of Montana | B | 1,608 | 9.8% | 6.88% |
| Evergreen Moneysource Mortgage | B | 1,158 | 1.1% | 6.25% |
| U.S. Bank | D | 1,024 | 27.1% | 7.13% |
| First Interstate Bank | D | 987 | 22.9% | 8.25% |
| Mortgage Research Center | C | 940 | 16.7% | 6.13% |
| Crosscountry Mortgage | B | 920 | 5.1% | 6.63% |
Frequently asked questions
Montana: 32 applications in 2025, of which 21 were originated and 1 denied.
3.1% of all applications, or 4.6% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.
The median rate on loans Cornerstone First Mortgage originated in Montana in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Cornerstone First Mortgage's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology