Core Credit Union in Georgia vs the state
21.7%Denial rate+2.47 pts vs state
25.4%Decision denial rate+0.28 pts vs state
59.0%Origination rate+4.95 pts vs state
—Median rate
—Rate spread (pts)
$90kMedian applicant income
49Loans originated
18Denied
What Core Credit Union lends in Georgia
By loan purpose
By loan type
Where in Georgia
Counties with the most Core Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bulloch County | 38 | 25 | 8 | 21.1% |
| Chatham County | 12 | 9 | 1 | 8.3% |
| Screven County | 4 | 3 | 0 | 0.0% |
| Effingham County | 3 | 2 | 1 | 33.3% |
| Bryan County | 3 | 3 | 0 | 0.0% |
| Candler County | 2 | 1 | 1 | 50.0% |
| Lincoln County | 1 | 1 | 0 | 0.0% |
| Jenkins County | 1 | 1 | 0 | 0.0% |
| Tattnall County | 1 | 1 | 0 | 0.0% |
| Evans County | 1 | 0 | 1 | 100.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 83 applications in 2025, of which 49 were originated and 18 denied.
21.7% of all applications, or 25.4% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Core Credit Union's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology