Conventus in Georgia vs the state
2.4%Denial rate-16.87 pts vs state
2.8%Decision denial rate-22.29 pts vs state
82.4%Origination rate+28.26 pts vs state
9.38%Median rate+2.75 pts vs state
—Rate spread (pts)
—Median applicant income
70Loans originated
2Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 53 | 33 | 9.4% | 10.99% | #415 |
| 2024 | 58 | 43 | 1.7% | 10.49% | #413 |
| 2025 | 85 | 70 | 2.4% | 9.38% | #360 |
What Conventus lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Conventus applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| DeKalb County | 18 | 10 | 0 | 0.0% |
| Fulton County | 16 | 13 | 1 | 6.3% |
| Chatham County | 7 | 7 | 0 | 0.0% |
| Clayton County | 5 | 4 | 0 | 0.0% |
| Henry County | 4 | 4 | 0 | 0.0% |
| Cobb County | 4 | 3 | 0 | 0.0% |
| Jackson County | 4 | 4 | 0 | 0.0% |
| Bibb County | 4 | 4 | 0 | 0.0% |
| Richmond County | 3 | 2 | 1 | 33.3% |
| Gwinnett County | 3 | 3 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 85 applications in 2025, of which 70 were originated and 2 denied.
2.4% of all applications, or 2.8% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Conventus originated in Georgia in 2025 was 9.38%, against a statewide median of 6.63%.
About this data. Figures are Conventus's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology