Consumers Cooperative Credit Union in California vs the state
8.0%Denial rate-9.42 pts vs state
13.3%Decision denial rate-9.07 pts vs state
52.0%Origination rate-4.20 pts vs state
5.49%Median rate-1.13 pts vs state
-0.20Rate spread (pts)-0.47 pts vs state
$144kMedian applicant income
13Loans originated
2Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 7 | 4 | 14.3% | 7.75% | #757 |
| 2025 | 25 | 13 | 8.0% | 5.49% | #614 |
What Consumers Cooperative Credit Union lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Consumers Cooperative Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 6 | 3 | 1 | 16.7% |
| Ventura County | 3 | 1 | 0 | 0.0% |
| San Diego County | 3 | 2 | 0 | 0.0% |
| Fresno County | 2 | 0 | 0 | 0.0% |
| Orange County | 2 | 2 | 0 | 0.0% |
| Stanislaus County | 2 | 0 | 1 | 50.0% |
| Riverside County | 1 | 0 | 0 | 0.0% |
| Sonoma County | 1 | 1 | 0 | 0.0% |
| Marin County | 1 | 1 | 0 | 0.0% |
| San Joaquin County | 1 | 1 | 0 | 0.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 25 applications in 2025, of which 13 were originated and 2 denied.
8.0% of all applications, or 13.3% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Consumers Cooperative Credit Union originated in California in 2025 was 5.49%, against a statewide median of 6.63%.
About this data. Figures are Consumers Cooperative Credit Union's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology