Consumer Real Estate Finance in Indiana vs the state
33.0%Denial rate+16.47 pts vs state
41.1%Decision denial rate+20.97 pts vs state
47.3%Origination rate-14.93 pts vs state
6.88%Median rate+0.13 pts vs state
1.17Rate spread (pts)+0.80 pts vs state
$60kMedian applicant income
53Loans originated
37Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 102 | 37 | 24.5% | 6.75% | #248 |
| 2024 | 112 | 51 | 25.9% | 7.13% | #240 |
| 2025 | 112 | 53 | 33.0% | 6.88% | #255 |
What Consumer Real Estate Finance lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Consumer Real Estate Finance applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Madison County | 12 | 4 | 4 | 33.3% |
| Marion County | 7 | 3 | 3 | 42.9% |
| Lake County | 6 | 4 | 2 | 33.3% |
| Delaware County | 5 | 3 | 1 | 20.0% |
| Blackford County | 5 | 4 | 0 | 0.0% |
| Knox County | 5 | 2 | 0 | 0.0% |
| Scott County | 4 | 1 | 2 | 50.0% |
| Howard County | 4 | 1 | 3 | 75.0% |
| Wabash County | 3 | 1 | 1 | 33.3% |
| Putnam County | 3 | 0 | 3 | 100.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 112 applications in 2025, of which 53 were originated and 37 denied.
33.0% of all applications, or 41.1% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Consumer Real Estate Finance originated in Indiana in 2025 was 6.88%, against a statewide median of 6.75%.
About this data. Figures are Consumer Real Estate Finance's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology