Connexus Credit Union in New Jersey vs the state
56.8%Denial rate+39.07 pts vs state
66.7%Decision denial rate+43.62 pts vs state
21.6%Origination rate-34.06 pts vs state
6.49%Median rate-0.26 pts vs state
-0.75Rate spread (pts)-1.03 pts vs state
$158kMedian applicant income
16Loans originated
42Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 153 | 50 | 47.1% | 4.99% | #199 |
| 2024 | 71 | 20 | 60.6% | 6.99% | #303 |
| 2025 | 74 | 16 | 56.8% | 6.49% | #308 |
What Connexus Credit Union lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Connexus Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Middlesex County | 12 | 4 | 5 | 41.7% |
| Bergen County | 8 | 2 | 5 | 62.5% |
| Hudson County | 8 | 0 | 7 | 87.5% |
| Union County | 7 | 0 | 5 | 71.4% |
| Passaic County | 7 | 2 | 2 | 28.6% |
| Essex County | 5 | 0 | 3 | 60.0% |
| Ocean County | 5 | 1 | 4 | 80.0% |
| Camden County | 4 | 1 | 2 | 50.0% |
| Monmouth County | 3 | 1 | 2 | 66.7% |
| Gloucester County | 3 | 2 | 1 | 33.3% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 74 applications in 2025, of which 16 were originated and 42 denied.
56.8% of all applications, or 66.7% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Connexus Credit Union originated in New Jersey in 2025 was 6.49%, against a statewide median of 6.75%.
About this data. Figures are Connexus Credit Union's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology