Connexus Credit Union in Massachusetts vs the state
56.3%Denial rate+40.04 pts vs state
66.7%Decision denial rate+46.72 pts vs state
21.9%Origination rate-40.72 pts vs state
6.19%Median rate-0.43 pts vs state
-0.66Rate spread (pts)-0.75 pts vs state
$177kMedian applicant income
7Loans originated
18Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 48 | 14 | 37.5% | 7.24% | #315 |
| 2024 | 28 | 7 | 60.7% | 6.49% | #367 |
| 2025 | 32 | 7 | 56.3% | 6.19% | #371 |
What Connexus Credit Union lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most Connexus Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Worcester County | 8 | 2 | 5 | 62.5% |
| Middlesex County | 8 | 0 | 5 | 62.5% |
| Essex County | 4 | 0 | 4 | 100.0% |
| Plymouth County | 3 | 1 | 2 | 66.7% |
| Norfolk County | 3 | 2 | 0 | 0.0% |
| Bristol County | 2 | 0 | 0 | 0.0% |
| Hampden County | 2 | 0 | 2 | 100.0% |
| Suffolk County | 1 | 1 | 0 | 0.0% |
| Barnstable County | 1 | 1 | 0 | 0.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 32 applications in 2025, of which 7 were originated and 18 denied.
56.3% of all applications, or 66.7% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans Connexus Credit Union originated in Massachusetts in 2025 was 6.19%, against a statewide median of 6.63%.
About this data. Figures are Connexus Credit Union's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology