Community First Credit Union of Flo in Georgia vs the state
15.4%Denial rate-3.84 pts vs state
18.2%Decision denial rate-6.89 pts vs state
69.2%Origination rate+15.14 pts vs state
6.30%Median rate-0.33 pts vs state
-0.10Rate spread (pts)-0.37 pts vs state
$130kMedian applicant income
9Loans originated
2Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 19 | 10 | 5.3% | 6.50% | #558 |
| 2024 | 10 | 7 | 10.0% | 6.50% | #646 |
| 2025 | 13 | 9 | 15.4% | 6.30% | #633 |
What Community First Credit Union of Flo lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Community First Credit Union of Flo applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 2 | 1 | 0 | 0.0% |
| Forsyth County | 1 | 0 | 1 | 100.0% |
| Hall County | 1 | 1 | 0 | 0.0% |
| Wayne County | 1 | 1 | 0 | 0.0% |
| Bulloch County | 1 | 1 | 0 | 0.0% |
| Ware County | 1 | 0 | 1 | 100.0% |
| Camden County | 1 | 1 | 0 | 0.0% |
| Terrell County | 1 | 0 | 0 | 0.0% |
| Coffee County | 1 | 1 | 0 | 0.0% |
| Pickens County | 1 | 1 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 13 applications in 2025, of which 9 were originated and 2 denied.
15.4% of all applications, or 18.2% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Community First Credit Union of Flo originated in Georgia in 2025 was 6.30%, against a statewide median of 6.63%.
About this data. Figures are Community First Credit Union of Flo's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology