Commercial Trust Company of Fayette in Missouri vs the state
5.8%Denial rate-9.24 pts vs state
5.8%Decision denial rate-12.87 pts vs state
94.2%Origination rate+31.51 pts vs state
—Median rate
—Rate spread (pts)
$106kMedian applicant income
97Loans originated
6Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 101 | 90 | 7.9% | — | #233 |
| 2024 | 90 | 85 | 5.6% | — | #258 |
| 2025 | 103 | 97 | 5.8% | — | #263 |
What Commercial Trust Company of Fayette lends in Missouri
By loan purpose
By loan type
Where in Missouri
Counties with the most Commercial Trust Company of Fayette applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Howard County | 58 | 56 | 2 | 3.4% |
| Boone County | 23 | 22 | 1 | 4.3% |
| Cooper County | 6 | 5 | 1 | 16.7% |
| Randolph County | 4 | 3 | 1 | 25.0% |
| Audrain County | 3 | 3 | 0 | 0.0% |
| Jackson County | 2 | 2 | 0 | 0.0% |
| Saline County | 2 | 1 | 1 | 50.0% |
| Taney County | 1 | 1 | 0 | 0.0% |
| Gasconade County | 1 | 1 | 0 | 0.0% |
| Daviess County | 1 | 1 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 103 applications in 2025, of which 97 were originated and 6 denied.
5.8% of all applications, or 5.8% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Commercial Trust Company of Fayette's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology