Commercial Lender in West Virginia vs the state
81.8%Denial rate+60.63 pts vs state
90.0%Decision denial rate+63.34 pts vs state
9.1%Origination rate-45.70 pts vs state
10.99%Median rate+4.37 pts vs state
—Rate spread (pts)
—Median applicant income
1Loans originated
9Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 10 | 2 | 50.0% | 11.62% | #244 |
| 2024 | 14 | 0 | 21.4% | — | #223 |
| 2025 | 11 | 1 | 81.8% | 10.99% | #244 |
What Commercial Lender lends in West Virginia
By loan purpose
By loan type
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 11 applications in 2025, of which 1 were originated and 9 denied.
81.8% of all applications, or 90.0% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans Commercial Lender originated in West Virginia in 2025 was 10.99%, against a statewide median of 6.62%.
About this data. Figures are Commercial Lender's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology