Commercial Lender in Delaware vs the state
82.1%Denial rate+63.98 pts vs state
82.1%Decision denial rate+59.41 pts vs state
17.9%Origination rate-41.33 pts vs state
10.24%Median rate+3.62 pts vs state
—Rate spread (pts)
—Median applicant income
5Loans originated
23Denied
Trend in Delaware
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 21 | 2 | 14.3% | 11.50% | #155 |
| 2024 | 25 | 12 | 20.0% | 10.49% | #164 |
| 2025 | 28 | 5 | 82.1% | 10.24% | #162 |
What Commercial Lender lends in Delaware
By loan purpose
By loan type
Other large lenders in Delaware
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 2,381 | 15.5% | 6.88% |
| Wilmington Savings Fund Society | B | 1,801 | 16.6% | 7.25% |
| Citizens Bank | C | 1,633 | 29.3% | 7.65% |
| PNC Bank | D | 1,492 | 25.1% | 7.50% |
| NVR Mortgage Finance | B | 1,414 | 18.7% | 6.63% |
| United Shore Financial Services | B | 1,408 | 13.0% | 6.13% |
| Pike Creek Mortgage Services | B | 1,383 | 2.2% | 6.38% |
| Manufacturers and Traders Trust | C | 1,337 | 32.5% | 5.99% |
| Newrez | D | 1,127 | 18.4% | 6.50% |
| Del-One Federal Credit Union | D | 1,070 | 41.3% | 7.00% |
Frequently asked questions
Delaware: 28 applications in 2025, of which 5 were originated and 23 denied.
82.1% of all applications, or 82.1% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.
The median rate on loans Commercial Lender originated in Delaware in 2025 was 10.24%, against a statewide median of 6.63%.
About this data. Figures are Commercial Lender's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology