Comerica Bank in Arizona vs the state
40.6%Denial rate+24.32 pts vs state
47.0%Decision denial rate+26.62 pts vs state
43.7%Origination rate-15.78 pts vs state
5.99%Median rate-0.51 pts vs state
-1.17Rate spread (pts)-1.39 pts vs state
$133kMedian applicant income
111Loans originated
103Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 413 | 183 | 43.6% | 5.74% | #110 |
| 2024 | 301 | 114 | 45.2% | 6.49% | #133 |
| 2025 | 254 | 111 | 40.6% | 5.99% | #157 |
What Comerica Bank lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Comerica Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 234 | 105 | 95 | 40.6% |
| Pima County | 6 | 1 | 2 | 33.3% |
| Yavapai County | 4 | 0 | 3 | 75.0% |
| Pinal County | 4 | 2 | 1 | 25.0% |
| Navajo County | 2 | 1 | 0 | 0.0% |
| Santa Cruz County | 1 | 1 | 0 | 0.0% |
| Yuma County | 1 | 0 | 1 | 100.0% |
| Gila County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 254 applications in 2025, of which 111 were originated and 103 denied.
40.6% of all applications, or 47.0% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Comerica Bank originated in Arizona in 2025 was 5.99%, against a statewide median of 6.50%.
About this data. Figures are Comerica Bank's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology