Columbia Community Credit Union in Oregon vs the state
34.0%Denial rate+18.72 pts vs state
36.6%Decision denial rate+17.41 pts vs state
44.4%Origination rate-16.18 pts vs state
5.24%Median rate-1.51 pts vs state
-2.00Rate spread (pts)-2.27 pts vs state
$120kMedian applicant income
64Loans originated
49Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 219 | 91 | 32.0% | 6.24% | #105 |
| 2024 | 152 | 75 | 39.5% | 6.24% | #128 |
| 2025 | 144 | 64 | 34.0% | 5.24% | #147 |
What Columbia Community Credit Union lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Columbia Community Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Multnomah County | 54 | 26 | 20 | 37.0% |
| Clackamas County | 33 | 13 | 12 | 36.4% |
| Washington County | 22 | 9 | 8 | 36.4% |
| Marion County | 7 | 1 | 3 | 42.9% |
| Columbia County | 6 | 3 | 1 | 16.7% |
| Lincoln County | 3 | 1 | 1 | 33.3% |
| Wasco County | 3 | 2 | 0 | 0.0% |
| Hood River County | 2 | 1 | 1 | 50.0% |
| Lane County | 2 | 1 | 0 | 0.0% |
| Clatsop County | 2 | 1 | 0 | 0.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 144 applications in 2025, of which 64 were originated and 49 denied.
34.0% of all applications, or 36.6% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Columbia Community Credit Union originated in Oregon in 2025 was 5.24%, against a statewide median of 6.75%.
About this data. Figures are Columbia Community Credit Union's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology