Colina Mortgage Group in Texas vs the state
12.3%Denial rate-7.11 pts vs state
13.4%Decision denial rate-11.46 pts vs state
68.8%Origination rate+13.96 pts vs state
4.99%Median rate-1.51 pts vs state
-0.93Rate spread (pts)-1.12 pts vs state
$112kMedian applicant income
190Loans originated
34Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 291 | 150 | 11.3% | 6.50% | #329 |
| 2024 | 338 | 234 | 9.5% | 5.99% | #304 |
| 2025 | 276 | 190 | 12.3% | 4.99% | #353 |
What Colina Mortgage Group lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Colina Mortgage Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 167 | 122 | 19 | 11.4% |
| Montgomery County | 58 | 43 | 8 | 13.8% |
| Galveston County | 29 | 13 | 3 | 10.3% |
| Waller County | 13 | 7 | 3 | 23.1% |
| Liberty County | 9 | 5 | 1 | 11.1% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 276 applications in 2025, of which 190 were originated and 34 denied.
12.3% of all applications, or 13.4% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Colina Mortgage Group originated in Texas in 2025 was 4.99%, against a statewide median of 6.50%.
About this data. Figures are Colina Mortgage Group's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology