Coastal Community Bank in New Jersey vs the state
2.0%Denial rate-15.73 pts vs state
2.7%Decision denial rate-20.32 pts vs state
20.1%Origination rate-35.54 pts vs state
10.49%Median rate+3.74 pts vs state
3.16Rate spread (pts)+2.88 pts vs state
$151kMedian applicant income
811Loans originated
79Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,064 | 379 | 1.5% | 14.24% | #56 |
| 2024 | 3,322 | 731 | 1.7% | 11.99% | #19 |
| 2025 | 4,026 | 811 | 2.0% | 10.49% | #16 |
What Coastal Community Bank lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Coastal Community Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bergen County | 443 | 84 | 7 | 1.6% |
| Ocean County | 392 | 73 | 7 | 1.8% |
| Middlesex County | 392 | 75 | 13 | 3.3% |
| Monmouth County | 322 | 54 | 4 | 1.2% |
| Burlington County | 279 | 64 | 10 | 3.6% |
| Camden County | 261 | 55 | 8 | 3.1% |
| Essex County | 240 | 51 | 2 | 0.8% |
| Morris County | 208 | 42 | 4 | 1.9% |
| Union County | 202 | 32 | 3 | 1.5% |
| Passaic County | 184 | 37 | 3 | 1.6% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 4,026 applications in 2025, of which 811 were originated and 79 denied.
2.0% of all applications, or 2.7% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Coastal Community Bank originated in New Jersey in 2025 was 10.49%, against a statewide median of 6.75%.
About this data. Figures are Coastal Community Bank's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology