CMG Mortgage in Michigan vs the state
5.7%Denial rate-12.79 pts vs state
7.6%Decision denial rate-14.96 pts vs state
61.3%Origination rate+1.36 pts vs state
6.75%Median rate0.00 pts vs state
0.37Rate spread (pts)-0.03 pts vs state
$100kMedian applicant income
460Loans originated
43Denied
Trend in Michigan
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 249 | 167 | 6.0% | 7.13% | #155 |
| 2024 | 759 | 515 | 4.5% | 6.99% | #87 |
| 2025 | 751 | 460 | 5.7% | 6.75% | #99 |
What CMG Mortgage lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most CMG Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wayne County | 237 | 148 | 9 | 3.8% |
| Oakland County | 174 | 110 | 5 | 2.9% |
| Macomb County | 97 | 62 | 8 | 8.2% |
| Monroe County | 39 | 21 | 3 | 7.7% |
| Kent County | 22 | 12 | 0 | 0.0% |
| Genesee County | 19 | 9 | 4 | 21.1% |
| Washtenaw County | 18 | 14 | 0 | 0.0% |
| Livingston County | 14 | 8 | 2 | 14.3% |
| St. Clair County | 12 | 4 | 2 | 16.7% |
| Lapeer County | 8 | 8 | 0 | 0.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 751 applications in 2025, of which 460 were originated and 43 denied.
5.7% of all applications, or 7.6% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans CMG Mortgage originated in Michigan in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are CMG Mortgage's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology