Click n' Close in Georgia vs the state
9.1%Denial rate-10.14 pts vs state
14.3%Decision denial rate-10.78 pts vs state
53.5%Origination rate-0.61 pts vs state
7.00%Median rate+0.38 pts vs state
2.37Rate spread (pts)+2.10 pts vs state
$85kMedian applicant income
377Loans originated
64Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 402 | 294 | 3.0% | 7.63% | #146 |
| 2024 | 643 | 304 | 4.4% | 7.25% | #124 |
| 2025 | 705 | 377 | 9.1% | 7.00% | #119 |
What Click n' Close lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Click n' Close applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 81 | 39 | 3 | 3.7% |
| DeKalb County | 70 | 29 | 6 | 8.6% |
| Henry County | 40 | 24 | 5 | 12.5% |
| Clayton County | 39 | 16 | 4 | 10.3% |
| Gwinnett County | 32 | 12 | 2 | 6.3% |
| Cobb County | 30 | 12 | 4 | 13.3% |
| Rockdale County | 24 | 13 | 5 | 20.8% |
| Floyd County | 22 | 13 | 4 | 18.2% |
| Douglas County | 21 | 6 | 6 | 28.6% |
| Bibb County | 21 | 10 | 1 | 4.8% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 705 applications in 2025, of which 377 were originated and 64 denied.
9.1% of all applications, or 14.3% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Click n' Close originated in Georgia in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are Click n' Close's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology