Clearpath Lending in South Carolina vs the state
16.5%Denial rate-1.80 pts vs state
20.9%Decision denial rate-2.54 pts vs state
62.4%Origination rate+5.78 pts vs state
5.75%Median rate-0.75 pts vs state
-0.75Rate spread (pts)-0.97 pts vs state
$64kMedian applicant income
68Loans originated
18Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 70 | 48 | 12.9% | 5.75% | #275 |
| 2024 | 124 | 83 | 16.9% | 5.75% | #219 |
| 2025 | 109 | 68 | 16.5% | 5.75% | #249 |
What Clearpath Lending lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Clearpath Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Richland County | 26 | 18 | 5 | 19.2% |
| Berkeley County | 15 | 9 | 3 | 20.0% |
| Lexington County | 12 | 7 | 3 | 25.0% |
| York County | 6 | 2 | 0 | 0.0% |
| Beaufort County | 5 | 2 | 0 | 0.0% |
| Spartanburg County | 5 | 5 | 0 | 0.0% |
| Greenville County | 5 | 2 | 1 | 20.0% |
| Cherokee County | 5 | 5 | 0 | 0.0% |
| Horry County | 4 | 3 | 1 | 25.0% |
| Kershaw County | 4 | 3 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 109 applications in 2025, of which 68 were originated and 18 denied.
16.5% of all applications, or 20.9% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Clearpath Lending originated in South Carolina in 2025 was 5.75%, against a statewide median of 6.50%.
About this data. Figures are Clearpath Lending's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology