Clearpath Lending in Nebraska vs the state
12.1%Denial rate-0.41 pts vs state
12.9%Decision denial rate-2.24 pts vs state
81.8%Origination rate+14.54 pts vs state
5.75%Median rate-0.88 pts vs state
-0.89Rate spread (pts)-1.12 pts vs state
$63kMedian applicant income
27Loans originated
4Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 19 | 7 | 10.5% | 6.50% | #184 |
| 2024 | 18 | 15 | 11.1% | 5.75% | #187 |
| 2025 | 33 | 27 | 12.1% | 5.75% | #165 |
What Clearpath Lending lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Clearpath Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 12 | 11 | 0 | 0.0% |
| Sarpy County | 5 | 5 | 0 | 0.0% |
| Dakota County | 3 | 3 | 0 | 0.0% |
| Lancaster County | 3 | 2 | 1 | 33.3% |
| Adams County | 3 | 1 | 2 | 66.7% |
| Burt County | 2 | 1 | 1 | 50.0% |
| Thayer County | 1 | 1 | 0 | 0.0% |
| Scotts Bluff County | 1 | 1 | 0 | 0.0% |
| Red Willow County | 1 | 1 | 0 | 0.0% |
| Hall County | 1 | 1 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 33 applications in 2025, of which 27 were originated and 4 denied.
12.1% of all applications, or 12.9% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Clearpath Lending originated in Nebraska in 2025 was 5.75%, against a statewide median of 6.63%.
About this data. Figures are Clearpath Lending's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology