Clear Fork Bank in Texas vs the state
4.5%Denial rate-14.96 pts vs state
4.8%Decision denial rate-20.09 pts vs state
88.0%Origination rate+33.09 pts vs state
—Median rate
—Rate spread (pts)
$126kMedian applicant income
256Loans originated
13Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 176 | 146 | 4.0% | — | #435 |
| 2024 | 193 | 169 | 3.1% | — | #406 |
| 2025 | 291 | 256 | 4.5% | — | #343 |
What Clear Fork Bank lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Clear Fork Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Taylor County | 84 | 78 | 3 | 3.6% |
| Palo Pinto County | 68 | 66 | 0 | 0.0% |
| Stephens County | 54 | 48 | 4 | 7.4% |
| Shackelford County | 15 | 9 | 2 | 13.3% |
| Parker County | 14 | 12 | 1 | 7.1% |
| Callahan County | 11 | 9 | 2 | 18.2% |
| Throckmorton County | 9 | 6 | 0 | 0.0% |
| Jones County | 7 | 6 | 0 | 0.0% |
| Erath County | 5 | 4 | 0 | 0.0% |
| Eastland County | 4 | 1 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 291 applications in 2025, of which 256 were originated and 13 denied.
4.5% of all applications, or 4.8% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Clear Fork Bank's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology