City First Mortgage Services in Indiana vs the state
10.0%Denial rate-6.57 pts vs state
10.5%Decision denial rate-9.61 pts vs state
85.0%Origination rate+22.75 pts vs state
6.75%Median rate0.00 pts vs state
0.62Rate spread (pts)+0.25 pts vs state
$70kMedian applicant income
17Loans originated
2Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 29 | 16 | 3.5% | 7.50% | #383 |
| 2024 | 22 | 13 | 9.1% | 6.75% | #443 |
| 2025 | 20 | 17 | 10.0% | 6.75% | #455 |
What City First Mortgage Services lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most City First Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lake County | 6 | 6 | 0 | 0.0% |
| Porter County | 5 | 5 | 0 | 0.0% |
| Marion County | 2 | 1 | 1 | 50.0% |
| Decatur County | 2 | 1 | 1 | 50.0% |
| LaPorte County | 2 | 2 | 0 | 0.0% |
| Jasper County | 1 | 0 | 0 | 0.0% |
| Pulaski County | 1 | 1 | 0 | 0.0% |
| St. Joseph County | 1 | 1 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 20 applications in 2025, of which 17 were originated and 2 denied.
10.0% of all applications, or 10.5% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans City First Mortgage Services originated in Indiana in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are City First Mortgage Services's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology