City-County Credit Union in Missouri vs the state
33.3%Denial rate+18.26 pts vs state
37.5%Decision denial rate+18.80 pts vs state
50.0%Origination rate-12.66 pts vs state
6.50%Median rate-0.13 pts vs state
-0.12Rate spread (pts)-0.47 pts vs state
$95kMedian applicant income
9Loans originated
6Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 9 | 6 | 0.0% | 6.49% | #506 |
| 2024 | 13 | 9 | 15.4% | 6.50% | #463 |
| 2025 | 18 | 9 | 33.3% | 6.50% | #449 |
What City-County Credit Union lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most City-County Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 7 | 4 | 3 | 42.9% |
| Newton County | 3 | 1 | 1 | 33.3% |
| Ralls County | 3 | 1 | 2 | 66.7% |
| Jackson County | 1 | 1 | 0 | 0.0% |
| St. Louis County | 1 | 1 | 0 | 0.0% |
| Pike County | 1 | 0 | 0 | 0.0% |
| Boone County | 1 | 0 | 0 | 0.0% |
| Andrew County | 1 | 1 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 18 applications in 2025, of which 9 were originated and 6 denied.
33.3% of all applications, or 37.5% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans City-County Credit Union originated in Missouri in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are City-County Credit Union's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology