Citizens Equity First in Arkansas vs the state
16.7%Denial rate-1.52 pts vs state
20.0%Decision denial rate-3.13 pts vs state
66.7%Origination rate+9.84 pts vs state
6.44%Median rate-0.19 pts vs state
-0.02Rate spread (pts)-0.36 pts vs state
$98kMedian applicant income
4Loans originated
1Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 9 | 3 | 44.4% | 6.88% | #334 |
| 2024 | 10 | 8 | 10.0% | 7.88% | #338 |
| 2025 | 6 | 4 | 16.7% | 6.44% | #380 |
What Citizens Equity First lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Citizens Equity First applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Garland County | 1 | 0 | 0 | 0.0% |
| Greene County | 1 | 0 | 1 | 100.0% |
| Randolph County | 1 | 1 | 0 | 0.0% |
| Baxter County | 1 | 1 | 0 | 0.0% |
| Sharp County | 1 | 1 | 0 | 0.0% |
| Craighead County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 6 applications in 2025, of which 4 were originated and 1 denied.
16.7% of all applications, or 20.0% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Citizens Equity First originated in Arkansas in 2025 was 6.44%, against a statewide median of 6.63%.
About this data. Figures are Citizens Equity First's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology