Citizens Bank & Trust Company of Vivian, Louisiana in Texas vs the state
0.0%Denial rate-19.43 pts vs state
0.0%Decision denial rate-24.90 pts vs state
91.7%Origination rate+36.79 pts vs state
—Median rate
—Rate spread (pts)
$104kMedian applicant income
11Loans originated
0Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7 | 6 | 0.0% | — | #1,061 |
| 2024 | 10 | 10 | 0.0% | 8.00% | #980 |
| 2025 | 12 | 11 | 0.0% | — | #937 |
What Citizens Bank & Trust Company of Vivian, Louisiana lends in Texas
By loan purpose
By loan type
Where in Texas
Counties with the most Citizens Bank & Trust Company of Vivian, Louisiana applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 2 | 2 | 0 | 0.0% |
| Tarrant County | 2 | 2 | 0 | 0.0% |
| Cass County | 2 | 2 | 0 | 0.0% |
| Smith County | 1 | 1 | 0 | 0.0% |
| Erath County | 1 | 1 | 0 | 0.0% |
| Denton County | 1 | 1 | 0 | 0.0% |
| Shelby County | 1 | 1 | 0 | 0.0% |
| McLennan County | 1 | 1 | 0 | 0.0% |
| Panola County | 1 | 0 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 12 applications in 2025, of which 11 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Citizens Bank & Trust Company of Vivian, Louisiana's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology