Citibank in South Carolina vs the state
13.8%Denial rate-4.47 pts vs state
25.9%Decision denial rate+2.41 pts vs state
37.1%Origination rate-19.50 pts vs state
6.25%Median rate-0.25 pts vs state
-0.21Rate spread (pts)-0.43 pts vs state
$176kMedian applicant income
59Loans originated
22Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 132 | 76 | 5.3% | 5.88% | #211 |
| 2024 | 143 | 71 | 11.2% | 6.38% | #201 |
| 2025 | 159 | 59 | 13.8% | 6.25% | #202 |
What Citibank lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Citibank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Charleston County | 33 | 15 | 2 | 6.1% |
| Greenville County | 14 | 7 | 0 | 0.0% |
| Beaufort County | 13 | 7 | 1 | 7.7% |
| York County | 11 | 4 | 2 | 18.2% |
| Horry County | 11 | 3 | 1 | 9.1% |
| Richland County | 10 | 4 | 1 | 10.0% |
| Dorchester County | 10 | 2 | 2 | 20.0% |
| Berkeley County | 7 | 5 | 0 | 0.0% |
| Anderson County | 7 | 2 | 1 | 14.3% |
| Sumter County | 6 | 1 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 159 applications in 2025, of which 59 were originated and 22 denied.
13.8% of all applications, or 25.9% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Citibank originated in South Carolina in 2025 was 6.25%, against a statewide median of 6.50%.
About this data. Figures are Citibank's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology