Cincinnati Ohio Police · Ohio · 2025

Cincinnati Ohio Police in Ohio: approval rate, denial rate and rates (2025)

Cincinnati Ohio Police took 109 mortgage applications in Ohio in 2025, ranking #318 of 1,092 lenders active in the state. It originated 100.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 17.7%.

109Applicationsin OH
0.0%Decision denial ratestate 21.9%
Median ratestate 6.88%
$65,000Median loanstate $155,000
$8.3MVolume5 counties

Cincinnati Ohio Police in Ohio vs the state

0.0%Denial rate-17.69 pts vs state
0.0%Decision denial rate-21.89 pts vs state
100.0%Origination rate+40.10 pts vs state
Median rate
Rate spread (pts)
$123kMedian applicant income
109Loans originated
0Denied

Trend in Ohio

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231101100.0%#290
20241271241.6%#277
20251091090.0%#318

What Cincinnati Ohio Police lends in Ohio

By loan purpose

Home purchase 1 1% · 0.0% denied
Refinance 6 6% · 0.0% denied
Cash-out refinance 47 43% · 0.0% denied
Home improvement 35 32% · 0.0% denied
Other / HELOC 20 18% · 0.0% denied

By loan type

Conventional 109 100% · 0.0% denied

Where in Ohio

Counties with the most Cincinnati Ohio Police applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Hamilton County 79790 0.0%
Clermont County 16160 0.0%
Butler County 770 0.0%
Warren County 550 0.0%
Montgomery County 220 0.0%

Other large lenders in Ohio

LenderGradeApplicationsDenial rateMedian rate
The Huntington National BankD 42,68325.8%7.59%
Rocket MortgageC 23,16518.5%6.63%
Fifth Third BankD 21,93925.6%7.50%
Crosscountry MortgageB 16,0663.1%6.75%
United Shore Financial ServicesB 14,62613.1%6.45%
Third Federal Savings and Loan Association of ClevelandC 12,62223.0%6.74%
PNC BankD 11,60724.6%7.40%
Wright-Patt Credit UnionC 8,79128.1%7.50%
U.S. BankD 8,62338.0%7.60%
Citizens BankC 7,77524.3%7.65%

Frequently asked questions

Ohio: 109 applications in 2025, of which 109 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Cincinnati Ohio Police's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology