Chickasaw Community Bank in California vs the state
12.5%Denial rate-4.92 pts vs state
66.7%Decision denial rate+44.27 pts vs state
6.3%Origination rate-49.95 pts vs state
6.38%Median rate-0.25 pts vs state
0.19Rate spread (pts)-0.08 pts vs state
$154kMedian applicant income
1Loans originated
2Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 23 | 5 | 26.1% | 6.63% | #631 |
| 2024 | 13 | 3 | 61.5% | 5.75% | #687 |
| 2025 | 16 | 1 | 12.5% | 6.38% | #675 |
What Chickasaw Community Bank lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Chickasaw Community Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Madera County | 3 | 1 | 0 | 0.0% |
| Yolo County | 3 | 0 | 0 | 0.0% |
| Tuolumne County | 2 | 0 | 0 | 0.0% |
| Shasta County | 2 | 0 | 1 | 50.0% |
| Stanislaus County | 1 | 0 | 0 | 0.0% |
| Ventura County | 1 | 0 | 0 | 0.0% |
| Riverside County | 1 | 0 | 1 | 100.0% |
| Butte County | 1 | 0 | 0 | 0.0% |
| Trinity County | 1 | 0 | 0 | 0.0% |
| Mendocino County | 1 | 0 | 0 | 0.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 16 applications in 2025, of which 1 were originated and 2 denied.
12.5% of all applications, or 66.7% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Chickasaw Community Bank originated in California in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Chickasaw Community Bank's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology