CHEVRON Federal Credit Union in Oregon vs the state
11.1%Denial rate-4.20 pts vs state
13.3%Decision denial rate-5.83 pts vs state
72.2%Origination rate+11.60 pts vs state
7.50%Median rate+0.75 pts vs state
0.89Rate spread (pts)+0.61 pts vs state
$168kMedian applicant income
13Loans originated
2Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7 | 4 | 28.6% | 7.87% | #384 |
| 2024 | 17 | 10 | 17.7% | 7.37% | #296 |
| 2025 | 18 | 13 | 11.1% | 7.50% | #305 |
What CHEVRON Federal Credit Union lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most CHEVRON Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clatsop County | 4 | 3 | 0 | 0.0% |
| Lane County | 3 | 2 | 0 | 0.0% |
| Washington County | 2 | 1 | 0 | 0.0% |
| Multnomah County | 2 | 2 | 0 | 0.0% |
| Benton County | 2 | 2 | 0 | 0.0% |
| Coos County | 1 | 0 | 1 | 100.0% |
| Douglas County | 1 | 1 | 0 | 0.0% |
| Clackamas County | 1 | 1 | 0 | 0.0% |
| Josephine County | 1 | 1 | 0 | 0.0% |
| Deschutes County | 1 | 0 | 1 | 100.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 18 applications in 2025, of which 13 were originated and 2 denied.
11.1% of all applications, or 13.3% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans CHEVRON Federal Credit Union originated in Oregon in 2025 was 7.50%, against a statewide median of 6.75%.
About this data. Figures are CHEVRON Federal Credit Union's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology