CHEVRON Federal Credit Union in Arizona vs the state
31.3%Denial rate+15.02 pts vs state
37.0%Decision denial rate+16.63 pts vs state
53.1%Origination rate-6.35 pts vs state
7.25%Median rate+0.75 pts vs state
0.76Rate spread (pts)+0.54 pts vs state
$151kMedian applicant income
17Loans originated
10Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 26 | 11 | 34.6% | 8.50% | #384 |
| 2024 | 17 | 11 | 5.9% | 6.75% | #421 |
| 2025 | 32 | 17 | 31.3% | 7.25% | #368 |
What CHEVRON Federal Credit Union lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most CHEVRON Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 19 | 11 | 5 | 26.3% |
| Yavapai County | 3 | 2 | 1 | 33.3% |
| Coconino County | 3 | 1 | 2 | 66.7% |
| Mohave County | 2 | 2 | 0 | 0.0% |
| Yuma County | 1 | 0 | 1 | 100.0% |
| Pinal County | 1 | 1 | 0 | 0.0% |
| Pima County | 1 | 0 | 0 | 0.0% |
| Navajo County | 1 | 0 | 1 | 100.0% |
| Cochise County | 1 | 0 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 32 applications in 2025, of which 17 were originated and 10 denied.
31.3% of all applications, or 37.0% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans CHEVRON Federal Credit Union originated in Arizona in 2025 was 7.25%, against a statewide median of 6.50%.
About this data. Figures are CHEVRON Federal Credit Union's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology