Champions Funding in South Carolina vs the state
20.3%Denial rate+1.96 pts vs state
24.5%Decision denial rate+1.01 pts vs state
62.5%Origination rate+5.93 pts vs state
7.88%Median rate+1.38 pts vs state
2.44Rate spread (pts)+2.22 pts vs state
$203kMedian applicant income
182Loans originated
59Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 59 | 29 | 50.9% | 9.75% | #301 |
| 2024 | 136 | 89 | 14.0% | 8.88% | #205 |
| 2025 | 291 | 182 | 20.3% | 7.88% | #142 |
What Champions Funding lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Champions Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Horry County | 77 | 54 | 8 | 10.4% |
| Charleston County | 49 | 21 | 19 | 38.8% |
| Greenville County | 27 | 18 | 5 | 18.5% |
| Spartanburg County | 25 | 17 | 5 | 20.0% |
| York County | 21 | 13 | 4 | 19.0% |
| Richland County | 17 | 12 | 4 | 23.5% |
| Berkeley County | 15 | 9 | 4 | 26.7% |
| Anderson County | 12 | 5 | 1 | 8.3% |
| Beaufort County | 8 | 7 | 1 | 12.5% |
| Lancaster County | 7 | 4 | 3 | 42.9% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 291 applications in 2025, of which 182 were originated and 59 denied.
20.3% of all applications, or 24.5% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Champions Funding originated in South Carolina in 2025 was 7.88%, against a statewide median of 6.50%.
About this data. Figures are Champions Funding's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology