Centennial Lending in Nebraska vs the state
36.8%Denial rate+24.23 pts vs state
53.2%Decision denial rate+38.05 pts vs state
32.4%Origination rate-34.93 pts vs state
6.25%Median rate-0.38 pts vs state
0.27Rate spread (pts)+0.04 pts vs state
$71kMedian applicant income
22Loans originated
25Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 48 | 10 | 54.2% | 6.81% | #123 |
| 2024 | 49 | 11 | 46.9% | 6.88% | #127 |
| 2025 | 68 | 22 | 36.8% | 6.25% | #128 |
What Centennial Lending lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Centennial Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 9 | 3 | 2 | 22.2% |
| Gage County | 8 | 2 | 6 | 75.0% |
| Sarpy County | 7 | 1 | 1 | 14.3% |
| Lancaster County | 7 | 2 | 2 | 28.6% |
| Adams County | 7 | 4 | 2 | 28.6% |
| Hitchcock County | 3 | 2 | 0 | 0.0% |
| Scotts Bluff County | 3 | 1 | 1 | 33.3% |
| Clay County | 2 | 0 | 2 | 100.0% |
| Dawes County | 2 | 1 | 1 | 50.0% |
| Cass County | 2 | 2 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 68 applications in 2025, of which 22 were originated and 25 denied.
36.8% of all applications, or 53.2% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Centennial Lending originated in Nebraska in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Centennial Lending's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology