Centennial Bank in Kansas vs the state
20.0%Denial rate+4.97 pts vs state
25.0%Decision denial rate+6.72 pts vs state
60.0%Origination rate-3.82 pts vs state
7.00%Median rate+0.38 pts vs state
0.40Rate spread (pts)+0.11 pts vs state
$160kMedian applicant income
3Loans originated
1Denied
What Centennial Bank lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Centennial Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sedgwick County | 2 | 1 | 1 | 50.0% |
| Reno County | 2 | 2 | 0 | 0.0% |
| Stevens County | 1 | 0 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 5 applications in 2025, of which 3 were originated and 1 denied.
20.0% of all applications, or 25.0% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Centennial Bank originated in Kansas in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are Centennial Bank's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology