Cdc Federal Credit Union in Georgia vs the state
15.4%Denial rate-3.79 pts vs state
16.2%Decision denial rate-8.84 pts vs state
79.0%Origination rate+24.92 pts vs state
7.50%Median rate+0.88 pts vs state
7.50Rate spread (pts)+7.23 pts vs state
$147kMedian applicant income
128Loans originated
25Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 153 | 140 | 8.5% | 8.25% | #256 |
| 2024 | 135 | 128 | 3.0% | 8.50% | #281 |
| 2025 | 162 | 128 | 15.4% | 7.50% | #272 |
What Cdc Federal Credit Union lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Cdc Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| DeKalb County | 61 | 51 | 7 | 11.5% |
| Gwinnett County | 33 | 26 | 4 | 12.1% |
| Fulton County | 25 | 18 | 4 | 16.0% |
| Cobb County | 7 | 6 | 1 | 14.3% |
| Henry County | 4 | 3 | 1 | 25.0% |
| Forsyth County | 3 | 1 | 2 | 66.7% |
| Cherokee County | 3 | 3 | 0 | 0.0% |
| Hall County | 3 | 3 | 0 | 0.0% |
| Newton County | 2 | 2 | 0 | 0.0% |
| Rockdale County | 2 | 2 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 162 applications in 2025, of which 128 were originated and 25 denied.
15.4% of all applications, or 16.2% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Cdc Federal Credit Union originated in Georgia in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Cdc Federal Credit Union's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology