Castle & Cooke Mortgage in Illinois vs the state
4.5%Denial rate-12.64 pts vs state
5.3%Decision denial rate-16.42 pts vs state
79.1%Origination rate+20.36 pts vs state
6.81%Median rate+0.06 pts vs state
0.81Rate spread (pts)+0.42 pts vs state
$90kMedian applicant income
53Loans originated
3Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6 | 1 | 0.0% | 5.88% | #744 |
| 2025 | 67 | 53 | 4.5% | 6.81% | #414 |
What Castle & Cooke Mortgage lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Castle & Cooke Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Effingham County | 20 | 17 | 0 | 0.0% |
| Cook County | 10 | 6 | 0 | 0.0% |
| Coles County | 9 | 8 | 0 | 0.0% |
| Cumberland County | 7 | 7 | 0 | 0.0% |
| Will County | 5 | 3 | 1 | 20.0% |
| Jasper County | 4 | 3 | 0 | 0.0% |
| Shelby County | 3 | 3 | 0 | 0.0% |
| Moultrie County | 2 | 2 | 0 | 0.0% |
| Macon County | 2 | 2 | 0 | 0.0% |
| Fayette County | 2 | 2 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 67 applications in 2025, of which 53 were originated and 3 denied.
4.5% of all applications, or 5.3% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Castle & Cooke Mortgage originated in Illinois in 2025 was 6.81%, against a statewide median of 6.75%.
About this data. Figures are Castle & Cooke Mortgage's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology