Castle & Cooke Mortgage in Idaho vs the state
10.5%Denial rate-3.92 pts vs state
13.2%Decision denial rate-4.31 pts vs state
63.9%Origination rate+0.89 pts vs state
6.63%Median rate0.00 pts vs state
0.36Rate spread (pts)+0.21 pts vs state
$103kMedian applicant income
85Loans originated
14Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 79 | 53 | 5.1% | 6.99% | #115 |
| 2024 | 113 | 66 | 7.1% | 6.75% | #105 |
| 2025 | 133 | 85 | 10.5% | 6.63% | #106 |
What Castle & Cooke Mortgage lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Castle & Cooke Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ada County | 72 | 41 | 10 | 13.9% |
| Canyon County | 26 | 18 | 1 | 3.8% |
| Twin Falls County | 6 | 4 | 1 | 16.7% |
| Valley County | 5 | 4 | 0 | 0.0% |
| Payette County | 5 | 4 | 0 | 0.0% |
| Oneida County | 3 | 1 | 1 | 33.3% |
| Gem County | 3 | 3 | 0 | 0.0% |
| Butte County | 3 | 3 | 0 | 0.0% |
| Minidoka County | 2 | 2 | 0 | 0.0% |
| Bingham County | 1 | 1 | 0 | 0.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 133 applications in 2025, of which 85 were originated and 14 denied.
10.5% of all applications, or 13.2% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Castle & Cooke Mortgage originated in Idaho in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Castle & Cooke Mortgage's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology