Castle & Cooke Mortgage in California vs the state
11.8%Denial rate-5.66 pts vs state
17.2%Decision denial rate-5.16 pts vs state
52.9%Origination rate-3.26 pts vs state
6.13%Median rate-0.50 pts vs state
0.07Rate spread (pts)-0.20 pts vs state
$127kMedian applicant income
45Loans originated
10Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 180 | 106 | 2.8% | 6.50% | #355 |
| 2024 | 145 | 85 | 2.1% | 6.63% | #384 |
| 2025 | 85 | 45 | 11.8% | 6.13% | #463 |
What Castle & Cooke Mortgage lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Castle & Cooke Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Kern County | 40 | 29 | 0 | 0.0% |
| Riverside County | 27 | 11 | 6 | 22.2% |
| Los Angeles County | 5 | 0 | 3 | 60.0% |
| San Bernardino County | 4 | 2 | 0 | 0.0% |
| San Diego County | 2 | 1 | 0 | 0.0% |
| Orange County | 2 | 0 | 0 | 0.0% |
| Tuolumne County | 1 | 0 | 1 | 100.0% |
| San Joaquin County | 1 | 1 | 0 | 0.0% |
| Calaveras County | 1 | 0 | 0 | 0.0% |
| Butte County | 1 | 1 | 0 | 0.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 85 applications in 2025, of which 45 were originated and 10 denied.
11.8% of all applications, or 17.2% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Castle & Cooke Mortgage originated in California in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Castle & Cooke Mortgage's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology