CASE Credit Union in Michigan vs the state
8.1%Denial rate-10.46 pts vs state
9.9%Decision denial rate-12.64 pts vs state
73.0%Origination rate+13.10 pts vs state
7.13%Median rate+0.38 pts vs state
0.22Rate spread (pts)-0.18 pts vs state
$85kMedian applicant income
154Loans originated
17Denied
Trend in Michigan
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 232 | 142 | 18.5% | 8.00% | #164 |
| 2024 | 180 | 131 | 6.7% | 7.25% | #202 |
| 2025 | 211 | 154 | 8.1% | 7.13% | #202 |
What CASE Credit Union lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most CASE Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ingham County | 116 | 83 | 14 | 12.1% |
| Eaton County | 31 | 24 | 0 | 0.0% |
| Clinton County | 22 | 15 | 2 | 9.1% |
| Shiawassee County | 7 | 6 | 0 | 0.0% |
| Ionia County | 3 | 3 | 0 | 0.0% |
| Jackson County | 3 | 3 | 0 | 0.0% |
| Wayne County | 3 | 3 | 0 | 0.0% |
| Montcalm County | 2 | 2 | 0 | 0.0% |
| Oakland County | 2 | 0 | 0 | 0.0% |
| Mecosta County | 2 | 1 | 0 | 0.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 211 applications in 2025, of which 154 were originated and 17 denied.
8.1% of all applications, or 9.9% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans CASE Credit Union originated in Michigan in 2025 was 7.13%, against a statewide median of 6.75%.
About this data. Figures are CASE Credit Union's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology