Carrington Mortgage Services in California vs the state
48.8%Denial rate+31.42 pts vs state
60.0%Decision denial rate+37.57 pts vs state
23.0%Origination rate-33.19 pts vs state
6.63%Median rate0.00 pts vs state
0.57Rate spread (pts)+0.30 pts vs state
$122kMedian applicant income
1,022Loans originated
2,169Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,883 | 652 | 55.1% | 6.63% | #60 |
| 2024 | 3,249 | 742 | 49.3% | 6.88% | #56 |
| 2025 | 4,441 | 1,022 | 48.8% | 6.63% | #49 |
What Carrington Mortgage Services lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Carrington Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 857 | 193 | 412 | 48.1% |
| Riverside County | 683 | 138 | 382 | 55.9% |
| San Diego County | 441 | 109 | 206 | 46.7% |
| San Bernardino County | 430 | 95 | 215 | 50.0% |
| Orange County | 211 | 50 | 97 | 46.0% |
| Sacramento County | 203 | 45 | 98 | 48.3% |
| Kern County | 194 | 49 | 88 | 45.4% |
| Fresno County | 154 | 42 | 76 | 49.4% |
| Contra Costa County | 109 | 18 | 59 | 54.1% |
| Ventura County | 92 | 21 | 53 | 57.6% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 4,441 applications in 2025, of which 1,022 were originated and 2,169 denied.
48.8% of all applications, or 60.0% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Carrington Mortgage Services originated in California in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Carrington Mortgage Services's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology