Carnegie Mortgage Partners in New Jersey vs the state
6.7%Denial rate-10.96 pts vs state
11.5%Decision denial rate-11.57 pts vs state
51.9%Origination rate-3.76 pts vs state
6.81%Median rate+0.06 pts vs state
0.31Rate spread (pts)+0.03 pts vs state
$168kMedian applicant income
54Loans originated
7Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 132 | 80 | 5.3% | 6.93% | #216 |
| 2024 | 34 | 17 | 5.9% | 6.99% | #385 |
| 2025 | 104 | 54 | 6.7% | 6.81% | #262 |
What Carnegie Mortgage Partners lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Carnegie Mortgage Partners applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bergen County | 47 | 26 | 1 | 2.1% |
| Passaic County | 14 | 5 | 2 | 14.3% |
| Essex County | 8 | 4 | 0 | 0.0% |
| Hudson County | 7 | 3 | 1 | 14.3% |
| Camden County | 4 | 4 | 0 | 0.0% |
| Union County | 4 | 2 | 1 | 25.0% |
| Morris County | 4 | 4 | 0 | 0.0% |
| Monmouth County | 3 | 1 | 0 | 0.0% |
| Burlington County | 3 | 1 | 0 | 0.0% |
| Ocean County | 2 | 1 | 0 | 0.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 104 applications in 2025, of which 54 were originated and 7 denied.
6.7% of all applications, or 11.5% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Carnegie Mortgage Partners originated in New Jersey in 2025 was 6.81%, against a statewide median of 6.75%.
About this data. Figures are Carnegie Mortgage Partners's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology