Calcon Mutual Mortgage in Maryland vs the state
16.7%Denial rate-2.13 pts vs state
28.6%Decision denial rate+4.44 pts vs state
41.7%Origination rate-14.04 pts vs state
6.99%Median rate+0.37 pts vs state
1.24Rate spread (pts)+0.99 pts vs state
$119kMedian applicant income
5Loans originated
2Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 18 | 7 | 11.1% | 7.25% | #407 |
| 2024 | 118 | 60 | 11.9% | 6.88% | #196 |
| 2025 | 12 | 5 | 16.7% | 6.99% | #452 |
What Calcon Mutual Mortgage lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Calcon Mutual Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Charles County | 2 | 1 | 1 | 50.0% |
| Anne Arundel County | 2 | 1 | 0 | 0.0% |
| Baltimore County | 2 | 1 | 0 | 0.0% |
| Prince George's County | 2 | 1 | 1 | 50.0% |
| Baltimore city | 1 | 0 | 0 | 0.0% |
| St. Mary's County | 1 | 0 | 0 | 0.0% |
| Montgomery County | 1 | 0 | 0 | 0.0% |
| Worcester County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 12 applications in 2025, of which 5 were originated and 2 denied.
16.7% of all applications, or 28.6% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Calcon Mutual Mortgage originated in Maryland in 2025 was 6.99%, against a statewide median of 6.63%.
About this data. Figures are Calcon Mutual Mortgage's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology